Chapter 13

Experiences That Matter Most

I felt very comfortable as they guided me through the entire court process, a very successful process I might add.

Daryll T.

She will be by your side from beginning to end. There is no other person that I would recommend to anyone. Jenny is THE person to help you through your stressful situation!

Deneen M.

My experience with Jenny Doling was a very positive one. She was there for us when we were going through a very trying time.

Nancy S.

My experience with Ms. Doling was positive from the beginning. The process felt long with 5 years in Chapter 13, but finally, it concluded and all went well.

Arlyn S.

Jenny helped my family get through one of the most trying times in our lives by going above and beyond to help us get out of a sticky situation. She is an outstanding professional, who is a genuine advocate and friend to all of her clients.

Kierra K.

Jenny has the unsurpassed knowledge of bankruptcy and related law, she and the people working with her fight tirelessly to serve her clients.

Michael K.

Jenny is a very knowledgeable Attorney, she can provide you with professional assistance in your trying times. She is compassionate and understanding. Please don’t hesitate to call her, she is there to help.

Linda H.

Jenny’s integrity, knowledge and absolute compassion for those she works with bypasses most people I have met. I am honored to know her and have her on my team.

Kimberly Q

Take control with Professionalism

Brad & Deborah V.

Caring and quick relief!

Brandi M

Chapter 13 Bankruptcy Lawyer

Restructure and Eliminate Debt

Chapter 13 bankruptcy allows you to reorganize your finances and get out of debt in just a few years. If you have disposable income but need help eliminating debt and want to retain non-exempt assets, this may be the right option for you. At J. Doling Law, PC, Chapter 13 attorney is a California State Bar Certified Bankruptcy Specialist who has filed over 7,000 cases.  will explain your options and help you navigate the process with ease.

For more information and a free consultation, call (844) 894-4440 today.

Understanding Chapter 13

There are many reasons people choose to file for Chapter 13 bankruptcy, such as:

  • They have non-exempt assets
  • Their income was too high causing them to fail the means test
  • They have non-dischargeable tax debt they want to pay without interest or penalties
  • A marital equalization payment is not dischargeable in chapter7, but is in chapter 13
  • They are facing foreclosure or repossession and they want to cure the arrears over a 3 – 5 year
  • They need to pay back taxes, child support, or alimony payments through a repayment plan
  • The ability to set new terms for car loans or leases

Chapter 13 Repayment Plans

After your bankruptcy petition is filed, a repayment plan will be developed to repay a portion of your debts. The amount of the repayment plan varies depending on the amount of disposable income that you have available to make these payments and the liquidation analysis of non-exempt assets. At the end of the repayment plan, after you have made all required payments, your remaining unsecured debts will be discharged.

Chapter 13 offers many benefits.  It also serves as your “new credit” meaning your good payment history in chapter 13 can help reestablish your credit. You can even buy a new vehicle or home while you’re in chapter 13, provided you meet the lending requirements, and the court approves your motion to incur new debt.

Contact Our Chapter 13 Bankruptcy Attorney Today

It’s time to put you and your family first.  Eliminate debt legally and responsibly through bankruptcy and preserve your assets.  Before you consider:

  • Taking money from your home equity to pay bills
  • Taking money from your retirement to pay bills
  • Selling your home to pay bills

meet with our attorneys.  You’ll be far better off keeping those assets and eliminating your debt.  You will also rebuild your credit much quicker after bankruptcy than a debt management plan or debt consolidation plan.

Give us a call today at (844) 894-4440 to set up an appointment for a free consultation.
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Find The Hope You Need When Dealing With Financial Hardships

Find The Hope You Need When Dealing With Financial Hardships

Work with our CERTIFIED BANKRUPTCY SPECIALIST who is highly experienced and understands the different bankruptcy and debt settlement options. We’ll find the best solution for you and your family.

J. Doling Law, PC

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