Palm Desert Bankruptcy Foreclosure Attorney

Discover Options to Save Your Home

Have your financial circumstances put your home at risk of foreclosure? A drop in housing prices, job loss, divorce, serious health problems, and other unexpected situations have led many homeowners to the brink of foreclosure. At J. Doling Law, PC, our foreclosure lawyer in Palm Desert has helped clients keep their homes in Riverside, San Bernardino, San Diego, Los Angeles, and Orange counties.

Reach out to us today at (760) 884-4444 to discuss how we can help you avoid foreclosure.

Options for Avoiding Foreclosure

If you are unable to make your mortgage payments, your lender may foreclose and sell the property at auction unless you can work out an agreement. When you are facing foreclosure, the situation can seem hopeless. That said, there are always options – and our foreclosure lawyer in Palm Desert can evaluate your situation, outline your options, and help you find a positive solution.

We may be able to help you prevent foreclosure through:

• Reinstatement
• Loan modification
• Forbearance programs
• Homeowner relief programs
• Short sale
• Deed in lieu of foreclosure

It is common for people to freeze when they receive a notice of default and do nothing. You may feel like there isn’t anything you can do to fix the problem, but an experienced attorney may be able to help. We are knowledgeable about the foreclosure process, negotiating with lenders, and using the bankruptcy process to help clients keep their homes.

How Bankruptcy Can Save Your Home

Unlike unsecured debt, you can’t have your mortgage discharged in the bankruptcy process. However, filing for bankruptcy can stop foreclosure and give you time to catch up on past-due mortgage payments. If you file Chapter 7, you can exclude your property and keep the mortgage payments current to keep your home. In Chapter 13, the repayment plan can include payments to bring your mortgage current.

Please call (760) 884-4444 to learn about options to prevent foreclosure.