Experiences That Matter Most
California Foreclosure Attorney
Is your house in foreclosure?
We can provide immediate assistance if your house is in foreclosure. We offer a free consultation to discuss your options. Call Immediately! The sooner you get counsel the more options you will have. Waiting to get an attorney until the last minute is extremely risky and can cause you to lose important legal rights.
Call today at (844) 894-4440 to discuss how we can help you avoid foreclosure.
Options For Avoiding Foreclosure
If you cannot make your mortgage payments, your lender may foreclose and sell the property at auction unless you can work out an agreement. When facing foreclosure, the situation can seem hopeless. However, there are always options – and our foreclosure attorneys can evaluate your situation, outline your options, and help you find a positive solution.
We may be able to help you prevent foreclosure through:
- Bankruptcy
- Reinstatement
- Loan modification
- Forbearance programs
- Homeowner relief programs
- Short sale
- Deed in lieu of foreclosure
It is common for people to freeze when they receive a notice of default and do nothing. You may feel like there isn’t anything you can do to fix the problem, but an experienced attorney can help. We are knowledgeable about the foreclosure process, negotiating with lenders, and using the bankruptcy process to help clients keep their homes.
There are three critical foreclosure notices your lender must provide in California:
- Informal letter from your lender advising you that your loan is in default
- Contact our office the minute you receive this notice. We can give you options and resources to avoid a foreclosure sale.
- Notice of Default (NOD) – recorded with your county recorder
- The lender has 90 days from the date of the NOD to record the sale date notice.
- Notice of Trustee’s Sale (NOTS) – recorded with your county recorder
- This notice is critical. It provides the date and time your home will be auctioned/sold. Your bankruptcy must be filed BEFORE this date to stop the sale. Once the property is sold, there is generally no way to get the property back.
We have great options to save your home! Call Now (844) 894-4440.
Find The Hope You Need When Dealing With Financial Hardships
Work with our CERTIFIED BANKRUPTCY SPECIALIST who is highly experienced and understands the different bankruptcy and debt settlement options. We’ll find the best solution for you and your family.