When debt starts to pile up, most people do everything they can to avoid bankruptcy. They tap their home equity, drain their...
Filing Is Easy. Confirmation Is What Counts: Choosing a Chapter 13 Attorney
When you research Chapter 13 bankruptcy attorneys, you'll see plenty of firms advertising how many cases they file. That sounds...
Merchant Cash Advances: The Modern Loan Shark Is Knocking. Don’t Answer
Cash flow is tight. Payroll is due Friday. Then an offer arrives: tens of thousands of dollars within 48 hours, no collateral,...
Solar Panel Debt: How Bankruptcy Can Bring Your Payment Back Down to Earth
For many California homeowners, rooftop solar was sold as a way to save money and a way to protect the environment. A...
Student Loan Defaults Hit Record Highs — Bankruptcy May Offer Real Relief
A Record Number of Borrowers Are Falling Behind One in five federal borrowers is now in default. Most don’t know that discharge...
Student Loan Discharge in Bankruptcy — Real Relief Is Now Available
The Myth That Has Kept Borrowers From Seeking Relief For decades, the conventional wisdom was simple: student loans cannot be...
Debt Settlement Companies Promise Relief — But Often Deliver Ruin
Why Debt Settlement Companies Are Rarely What They Seem If you are struggling with debt, you have almost certainly seen the ads:...
Crypto Romance Scams: You Were Targeted by Professionals
Please Read This First: You Have Nothing to Be Ashamed Of If you or someone you love has fallen victim to a crypto romance scam,...
Co-Signing an Auto Loan: What You Must Know Before You Sign
There Is No Such Thing as a “Secondary” Borrower When a friend or family member asks you to co-sign an auto loan, it can feel...
As a Bankruptcy Attorney, Why I Would Never Use My Home Equity to Pay Off Debt
As a California bankruptcy attorney, I often see homeowners tempted to tap into their home equity to pay off high-interest...